TERMS & CONDITIONS

Welcome to the website of B&G Consultants Group LLC. By accessing or using our website, you agree to be bound by the following terms and conditions. If you do not agree with these terms and conditions, please do not use our website.

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1. Ownership and Use of Content All content on this website, including but not limited to text, graphics, images, logos, and software, is the property of B&G Consultants Group LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, modify, distribute, or otherwise use any content on this website without the prior written consent of B&G Consultants Group LLC.

2. Use of Website You may use our website only for lawful purposes and in accordance with these terms and conditions. You agree not to use our website:

• In any way that violates any applicable federal, state, local, or international law or regulation.

• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

• To impersonate or attempt to impersonate B&G Consultants Group LLC, a B&G Consultants Group LLC employee, another user, or any other person or entity.

• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which, as determined by B&G Consultants Group LLC, may harm B&G Consultants Group LLC or users of the website or expose them to liability.

1. Disclaimer of Warranties The content on this website is provided "as is" and without warranties of any kind, either express or implied. B&G Consultants Group LLC makes no warranty or representation that the content on this website will be accurate, complete, reliable, or error-free, or that the website or the server that makes it available are free of viruses or other harmful components.

2. Limitation of Liability In no event shall B&G Consultants Group LLC be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of or inability to use this website, whether based on contract, tort, strict liability, or any other basis.

3. Indemnification You agree to defend, indemnify, and hold harmless B&G Consultants Group LLC, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these terms and conditions or your use of this website.

4. Governing Law and Jurisdiction These terms and conditions shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law provisions. Any legal suit, action, or proceeding arising out of or related to these terms and conditions or the website shall be instituted exclusively in the federal or state courts located in Alameda County, California.

5. Contact Information If you have any questions or concerns about these terms and conditions or our website, please contact us at:

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B&G Consultants Group LLC

66 Franklin Street, Suite 300 Oakland, CA 94612

Phone: 1-800-442-0426 Email: info@bngcgroup.com